Category: Egyéb

Frontier Insurance

Posted on | by Rumi Tamás

Frontier Insurance

According to Directive 2009/103/EC (Motor Insurance Directive) and Act LXII of 2009  on Insurance Against Civil Liability in Respect of the Use of Motor Vehicles, every vehicle normally based in the territory of a third (non-EEA) country must, before entering the territory of Hungary, be provided either with a valid Green Card or with a certificate of frontier insurance establishing that the vehicle is insured in accordance with the relevant laws.

The territorial scope of the frontier insurance policy extends beyond the territory of Hungary to the whole territory of the European Economic Area and Switzerland.

Currently it is possible to purchase frontier insurance policies at the designated branches of Allianz Hungária Zrt. The policy is valid for a period of 30 days, which can be extended if necessary. Claims settlement is performed by the National Bureau operated by MABISZ. 

The current premiums for frontier insurance are available on this page.

To conclude the contract and obtain a Green Card, please contact one of the Allianz offices below:

 

1102 Budapest, Kőrösi Csoma Sándor út 40. Telefon: + 36 30 407 0492
1133 Budapest, Kárpát u. 40. , Telefon: +36 20 926 4349
2837 Vértesszőlős, Határ út 1-3.
3200 Gyöngyös, Petőfi S. út 5.
4400 Nyíregyháza, Vay Ádám krt. 12.
4600 Kisvárda, Szent László u. 32.
4800 Vásárosnamény, Szabadság tér 6.
4900 Fehérgyarmat, Petőfi u. 2-4.
6721 Szeged, Csongrádi sugárút 12.
7200 Dombóvár, Pannónia utca 41. fsz.1.
7632 Pécs, Testvérvárosok tere 2/1
8800 Nagykanizsa, Király utca 29.

IMPORTANT INFORMATION FOR MOTORISTS ENTERING HUNGARY FROM UKRAINE

As a provisional and extraordinary measure to facilitate the entry of refugees to Hungary, the Managing Board of MABISZ has decided to put a significant discount on the frontier insurance premium of personal cars normally based in Ukraine. The discounted premium was in applicable between 03/03/2022 and 31/07/2022.   

The most convenient way for entering the territory of Hungary with Ukrainian registered vehicles is to take out insurance with one of the Ukrainian insurance companies that issue a Green Card. This is possible also online.

Lacking a Ukrainian Green Card, it is still possible to purchase Hungarian frontier insurance according to the general rules described above. 

In case a motorist intends to operate a Ukrainian registered vehicle in Hungary for a longer period of time, it is recommended to register the vehicle in Hungary with a Hungarian license plate and insure it with Hungarian insurance companies.

ВАЖЛИВА ІНФОРМАЦІЯ ДЛЯ АВТОМОБІЛІСТІВ, ЩО В’ЇЗДЯТЬ В УГОРЩИНУ З УКРАЇНИ

Як тимчасовий і надзвичайний захід для полегшення в’їзду біженців до Угорщини, Правління MABISZ вирішило зробити значну знижку на страхову премію прикордонного страхування особистих автомобілів, які зазвичай перебувають в Україні. Знижена премія діяла з 03.03.2022 по 31.07.2022.

Найзручнішим способом в’їзду на територію Угорщини на автомобілях з українською реєстрацією є оформлення страховки в одній з українських страхових компаній, які видають Зелену карту. Це можливо також онлайн.

Без української зеленої карти все ще можна придбати страховку на кордоні Угорщини за загальними правилами, описаними вище.

У випадку, якщо автомобіліст має намір експлуатувати транспортний засіб з українською реєстрацією в Угорщині протягом тривалого часу, рекомендується зареєструвати транспортний засіб в Угорщині на угорських номерах і застрахувати його в угорських страхових компаніях.

 

E-mail for general information (English/Hungarian):

ugyfelszolgalat@allianz.hu

info@mabisz.hu

 

Reports

Posted on | by root

Reports

Yearbooks

Posted on | by root

Yearbooks

Accident reporting

Posted on | by Lambert Gábor

Claims report

In all the different cases where our office in his capacity, shall be obliged to indemnify for the losses caused by using a motor vehicle, the loss may be reported to any of the insurance companies providing motor insurance. In case it has already been established on the spot of the accident, that the user of the motor vehicle causing the accident was uninsured, it would be advisable for the claimant to report the loss to his/her own liability insurer.

Should the loss caused by a motor vehicle under foreign registration, it would be advisable to obtain the name of the liability insurer as well as the insurance policy number of the said vehicle. Should this information be made available, the time required for the settlement of the loss would be much shorter. Furthermore, it is recommended to make an inquiry either at our office or at any of the insurance companies prior to the notification of the loss, whether or not the foreign liability insurer involved, would have a so-called correspondent insurance company appointed to handling and settling claims arising from losses caused in Hungary. If so, then the loss should be reported to this insurance company or to an organization appointed by the said company to handle insurance claims. In such cases, this organization will be acting on behalf of the foreign liability insurer, during the whole process of claim settlement.

In case the foreign insurer does not have a correspondent, then as soon as the loss has been surveyed, the amount of the loss has been established and the necessary documents have been collected, the whole set of documentation would be forwarded onto our office for further handling of the claim.

It is imperative that all relevant information be obtained and all circumstances carefully established on the spot of the accident. The essential information necessary to start the claim settlement process are all included in the so-called (European) Accident Report Form.This is to be completed in full and with reasonable accuracy. One has to bear in mind, that a driver involved in an accident is legally obliged to advise all other people involved in the same accident of the details of the motor vehicle driven by him/her as well as the particulars of the respective liability insurance.

A common problem of claim settlement is, that in most cases of accidents involving a truck & trailer, only the registration number of the trailer is recorded, although the registration number of the truck would be necessary to identify the liable owner. It would be very helpful to record the name of the country where the truck is registered .The reason is that more and more countries are adopting identical or very similar registration numbering systems, especially those states established in the past few years.